Long Island Foreclosure Defense Attorney

Defense for Foreclosure in Queens, Nassau & Suffolk Counties

If you've been threatened with foreclosure or if you have been served a notice of foreclosure by your lender, a Long Island foreclosure defense lawyer at Jacoby and Jacoby may be able to help you. You do not have to lose your home. By consulting an attorney at our firm as soon as possible, you can fully understand your options in this regard so you can take action and fight to stop foreclosure. There are multiple alternatives that you can explore, and an attorney at our firm can not only help you make the right decision but can provide you with the legal representation that you need to be successful.

Jacoby and Jacoby is a leading New York bankruptcy and foreclosure defense law firm whose experienced attorneys are standing by to offer you the dedicated, knowledgeable representation that you need in the face of foreclosure. Many individuals, families and businesses throughout all of Long Island, Nassau and Suffolk are in a similar situation. Times are hard and for many it is hard to imagine how they can possibly get better. By providing our clients with the legal guidance and representation they need, we at Jacoby and Jacoby strive to help people just like you get back on their feet and get the fresh start that they need to face a brighter financial future.

Alternatives to Foreclosure in New York

There are alternatives to foreclosure, and an attorney at our firm can discuss these with you in detail. The option which is best for you will vary depending upon your particular financial situation, and thus it is important to have all the information and to thoroughly review your goals and how this decision will affect you not only not but in the future as well. Some potential alternatives to foreclosure include Chapter 7 bankruptcy, Chapter 13 bankruptcy, deed in lieu of foreclosure, short sale, or a loan modification.

Short Sale

When a person does not want to face foreclosure but cannot come up with the money to save their home, a short sale is often an option that a person can choose. It is very important to have an attorney help you with a short sale, though, because your short sale contract may not pay back the debt in full and the collector may still be able to collect the debt. In order to effectively sell a home and pay back a loan in a quick manner, a person can sell their home at market value and give the money to the lender. Although the market has decreased and the home may be worth much less, the lender may agree upon this rather than foreclosure proceedings. Click here to continue reading more about short sales.

When you are interested in seeing whether you can fight your foreclosure complaint, there are several options our attorneys may explore on your behalf. For example, we can conduct a complete review of all documents pertaining to the foreclosure lawsuit to determine if there are any defects or if you have been the victim of predatory lending, such as misinformation or missing information. A defective foreclosure suit may be grounds for a successful defense or a dismissal of the lawsuit. In either event, your foreclosure defense lawyer at our Long Island law offices will apply the necessary legal knowledge and resources to properly represent your interests and fight to protect your home and your credit.

Consult a Long Island Foreclosure Defense Lawyer

Waste no time in consulting a Long Island foreclosure defense lawyer at Jacoby and Jacoby if you have been served a notice of foreclosure or are falling far behind on your mortgage payments and think you may face foreclosure in the near future. We know that your home and your credit rating are important to you, and we want to protect your rights as a borrower and homeowner to the fullest extent of the law.

It is never too early or too late to consult a lawyer at our firm, as we have the experience and knowledge necessary to accurately evaluate your situation and determine exactly what we can do to help you. Our lawyers represent clients throughout all of Nassau, Long Island and Suffolk and we have six office locations for your convenience. We also handle a wide array of other issues related to bankruptcy and are properly equipped to effectively address your specific issue.

With our help, you have the chance to stop foreclosure. Contact a New York foreclosure defense attorney at Jacoby and Jacoby today!